Túlio Iannini is a technology executive with more than 30 years of experience, the last 14 devoted to fintech and payments. He founded U4C Instituição de Pagamento S.A., secured its operating authorisation from the Central Bank of Brazil and led the company to its outright sale to a global payments group operating in more than 15 countries: the full cycle, from licence to exit, in six years. He is currently president of the Innovation Business Alliance (IBA), Ireland, and a director at ACMinas.

At the helm of U4C, he established the institution as a participant in Pix, Brazil's instant payment system, from 2020, as a payment initiation service provider under Open Finance and as a Mastercard card issuer. He worked on raising capital from major investors and personally led the M&A process, from negotiation and valuation through to regulatory approval of the change of control and post-acquisition integration. The company was certified for Excellence in Business Management by ACMinas and earned Great Place to Work accreditation.

A certified board member through the Board Member Development Programme at Fundação Dom Cabral, he is a member of the IBGC (Brazilian Institute of Corporate Governance), ABFintechs and ITALCAM. He chaired Assespro-MG and served as vice-president of Assespro Nacional, working at the interface between the private technology sector and government. He took part in the national debate on Open Finance and payment initiation in Brazil and is a regular source for outlets including Investing.com, Band and Itatiaia.

He conceived Brazil's first study of fintech leadership, Perfil das Lideranças em Fintechs no Brasil (Fintech Leadership Profile in Brazil), carried out by Inspire4U with institutional support from the IBA. The 2026 edition surveyed 65 leaders in the sector and was covered by the specialised press.

He is the author of seven books. On the market: A Ordem dos Pagamentos altera o Produto, on the regulatory changes for payment fintechs, and Move Fast and Fix Things, in English, on the maturing of Brazilian fintech. On leadership and management: Liderança Biônica (Bionic Leadership), on leading people in the age of artificial intelligence, and Não existe CNPJ forte com CPF ferido, on psychological safety and Brazil's NR-1 standard. In fiction, A Era dos Anéis de Sangue and 2050: No Human in the Loop explore the impact of artificial intelligence on the human condition. In 2009 he published O Perfil dos Profissionais de Tecnologia da Informação, a study of more than a thousand IT professionals.

He currently serves on boards, advises on structuring regulated operations in fintech and payments, and is co-founder and board member of TribeX Tecnologia Financeira S/A and of Inspire4U, which delivers corporate governance solutions built on technology and artificial intelligence.